Data Management & Security
At CARD USA, our Data Management & Security framework ensures the highest level of protection for sensitive cardholder information, payment data, and personal identification credentials. Our partners adhere to strict compliance standards while leveraging the latest cybersecurity technologies to prevent fraud, data breaches, and unauthorized access.
CISO and Key Manager Role in Card Manufacturing
The CISO and Key Manager plays a critical role in safeguarding data throughout the card production lifecycle. Key responsibilities include:
Cybersecurity Strategy
Implementing end-to-end encryption, secure file transfers, and network protection.
Regulatory Compliance
PCI CP (Card Production) and security standards set by leading payment brands such as Mastercard, American Express, Discover, Diners Club, and others, along with applicable government security mandates.
Risk Management
Proactively identifying and mitigating vulnerabilities in data handling and storage.
Incident Response
Developing protocols for data breach prevention, detection, and recovery.
Data Security for Card Manufacturing
Secure File Transfer & Data Exchange
To protect sensitive data during transmission, we utilize:
- - SFTP (SSH File Transfer Protocol): Encrypted file transfers with authentication safeguards.
- - VPN Point-to-Point Connections: Secure tunnels between CARD USA’s Partners and banks or bank’s providers to prevent interception.
Advanced Encryption & Tokenization
- - Triple DES encryption: Highly used method to protect data
- - AES-256 Encryption: Military-grade protection for stored and transmitted data.
- - Tokenization: Replacing sensitive data (e.g., PANs) with non-reversible tokens.
- - HSM (Hardware Security Modules): Secure cryptographic key management for EMV, PIN blocks, and authentication.
PIN Block Security Mechanisms
- - ISO 9564 Standards: Compliance with PIN encryption and derivation rules.
- - Triple DES (3DES) & RSA: Secure PIN generation and transmission.
Compliance with Payment Networks Security Standards
- - PCI CP (Payment Card Industry Card Production): Mandatory for all card manufacturers handling payment data.
- - Brand Card Production Security Requirements (CPS): Secure data handling, facility access controls, and audit trails.
- - Mastercard Security Rules & Procedures (SRP): Encryption, key management, and breach reporting protocols.
High-Security Measures for ID & Financial Data
- - Secure Data Centers: Biometric access controls, 24/7 monitoring, and intrusion detection.
- - End-to-End Audit Logging: Tracking all data access and modifications.
- - Multi-Factor Authentication (MFA): Required for all system access.
Why Choose CARD USA for Secure Data Management?
- - PCI CP Certified: Highest security compliance for payment data.
- - Military-Grade Encryption: Protecting cardholder data at rest and in transit.
- - Proactive Threat Monitoring: AI-driven anomaly detection and real-time alerts.
